who we are
Open Doors Housing Centers of America was formed to assist in the development of locally operated organizations that offer assistance to low and moderate income families in their pursuit to obtain homeownership and financial sustainability. The agency supports the delivery of a turnkey operating system and the financing mechanisms that enable participating organizations to be part of the solution by serving as originators of fair and competitive housing and financial planning services in their communities.
This supportive role addresses the need to bring homeownership within reach of families with income barriers and enhances their ability to achieve financial self-sufficiency by offering access to supportive programs in a more efficient and economical manner than if each organization accumulated their own independent resources.
Neighborhoods desperately need homeowners to take over the vacant stock which is dragging down values and becoming attractive to investors looking for cheap rentals. Nonprofits have the opportunity to raise capital, expertise to buy, renovate, and re-sell single family homes. It will never cost less, in subsidy terms, to help low-income families buy their first home, as prices have dropped. Now is the right time to help the next generation of buyers. Effective planning will produce a dynamic guide for both public and private institutions to enable residents of a community to enjoy prosperous, healthy and fulfilling lives, live in safe and vital neighborhoods, and be confident that the actions they take today will enhance the quality of life they will enjoy in the future.
Managing today's money is truly the best way to create a better tomorrow.
Let's support the efforts of mission driven originators and neighborhood stakeholders to give homebuyers a process they can believe in, not just an "American Dream". Let's provide a clear pathway to homeownership and the financial planning that produces results.
Let's Do More Than Dream
Owning a Home
Owning a home remains an elusive dream for too many Americans. The key to advancing that opportunity for more individuals is to expand the availability of safe, responsible financing for borrowers, many of whom have been underserved in the past because they do not fit the conventional borrower profile. who can demonstrate the ability to pay.
Open Doors Housing Centers of America, a nonprofit organization formed to support first-time home buyers to purchase, and stay in their homes, provides a solution by combining its expertise in and relationships with nonprofits, government and the private sector. By providing new products and processes that promote collaboration between these groups, Open Doors offers a financing solution for a huge population of new borrowers.
Your pathway to homeownership begins here
THE ENDURA WALL SYSTEM
The Endura Wall System™ consists of three components, each one with multiple functions in the wall's performance:
Block - Is the primary structural element; however, it also has dramatic thermodynamic properties in its design which features off-set webbed cross-members and a middle linear wall. The offset webs constrict heat flow across the block. The middle wall also increases compressive strength.
EPS Inserts - Are installed as the block is set with one set interlocking the block. These not only effectively insulate the wall, but also help produce the impressive STC 61 sound rating of the system.
Surface Bonding - Is applied to both sides of the block. It unifies the block into a solid wall panel as well as creating a water-proof and airtight surface. As such, it is also impervious to termites, insects, rodents, and other pests. The fact that it has the same expansion-contraction coefficient as the block also reduces the possibility of cracking. It becomes a part of the block.
The system is cost competitive with any other form of comparable conventional wall, yet delivers a final product that is far superior dollar for dollar than any other product.
Stay in Touch
Phone: (801) 864-7026
What information do we collect?
We collect information from you when you fill out a form or Application.
When ordering or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number or social security number. You may, however, visit our site anonymously.
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:
; To personalize your experience (your information helps us to better respond to your individual needs)
; To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)
; To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)
; To process transactions: Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.
DO MORE THAN DREAM INITIATIVE
In providing essential community housing services, nonprofit leaders are striving for sustainability to ensure that they will be able to continue to meet the needs of those they serve. The concept where non profit agencies play a more enhanced role of offering home purchasing alternatives to their community is becoming critical. The local non profit agencies are familiar with the housing needs of their communities and are most likely familiar with homebuyer assistance programs. Public Housing Authorities administrate programs that provide rental assistance to families and are aware of families that may fit well in a homeownership program. Banks as well as Government Sponsored Enterprises (GSE’s) are seeking new ways to relieve the pressure of the real-estate owned (REO) inventory in the housing markets. Aware of these factors, a unique collaboration of community stakeholders have come together to introduce an initiative known as “Do More Than Dream”.
Public Housing Authorities: The agency initiatives are designed to create a more efficient response for the local Public Housing Authority (PHA) to meet the challenges found in supporting families they serve
Banking Community: Open Doors supports the efforts of organizations that provide an alternative pathway to home ownership.
Government Agencies: The Department of Housing and Urban Development, the Treasury Department, and the Federal Housing Finance Agency (FHFA) are seeking new ways to sell single family REO properties held by the FHA, Fannie Mae, and Freddie Mac. Open Doors envisions supporting those organizations seeking bulk sales of REO properties in specified geographic areas.
ENDURA WALL SYSTEM CHARACTERISTICS
Up to 70% energy efficient
A 4-hour fire rating
Sound performance rating of STC 61
Structural integrity (up to 160 mph wind loads, withstands tornado rated wind bursts, highest seismic rating
Water proof and airtight (no drafts)
Termite, insect, ant, spider, rodent proof
Does not foster mold problems
Virtually maintenance free
Aesthetically can be finished with almost any look
What do we use your information for? (continued)
; To send periodic emails: The email address you provide for order processing, may be used to send you information and updates pertaining to your order, in addition to receiving occasional company news, updates, related product or service information, etc.
Note: If at any time you would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email.
How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you enter, submit, or access your personal information.
We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our Database to be only accessed by those authorized with special access rights to our systems, and are required to keep the information confidential.
After a transaction, your private information (credit cards, social security numbers, financials, etc.) will be kept on file for more than 60 days in order to obtain mortgage.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
Childrens Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
Open Doors Housing Centers of America
Open Doors Housing Centers of America provides the vehicle for attracting experienced non-profit and private sector partners in order to support the activities that impact the communities they serve the most; the often complex housing development, home financing and financial planning activities needed to provide an organized pathway to homeownership. Combining staff and talents can yield great benefits to the development and overall enhancement of the programs and services the organization offers to the communities they serve.
We at Open Doors, as part of our Do More Than Dream Initiative have instituted a foreclosure recovery program referred to as “Gateway Cottages”. The program is designed to minimize the neighborhood costs of foreclosed properties, and turn those same properties into wealth-building assets for low to moderate income families. The hallmark of the program is a lease-purchase mortgage product, the goal of which are two-fold:
1)Stabilize Neighborhoods: by occupying vacant properties as quickly as possible and
2)Help families become homeowners: by curing credit and other financial issues and saving for down payments.
To accomplish these goals, Open Doors is working with their locally operated Housing Centers that acquire and rehab vacant or foreclosed properties in neighborhoods throughout America. These participating centers identify “tenant purchasers” – renters who are likely to be able to assume the mortgage on the property within a six (6) to twenty four (24) month time frame – and provide credit and homeownership counseling and property management services during the rental period.